Trusted by 2,000+ merchants

Run Your Business. Get Paid. Get Funded.

Free online store, QR payments, and instant micro-credit — everything you need to grow your business in Africa.

₦2.4B+Volume
12K+Merchants
98%Fulfillment
₦234,500.00 John D.
Sale - Store #234+₦12,500
QR Payment - Mary+₦3,200
Micro-Credit₦150,000

Why SunPay

Everything you need to run and grow your business

Free Online Store

Set up your digital storefront in 60 seconds. Showcase products, manage inventory, and accept orders instantly.

QR & Link Payments

Get paid instantly via QR code or payment link. Share with customers anywhere — no POS machine needed.

Instant Micro-Credit

Access up to ₦350,000 based on your sales history. No collateral, no paperwork, approved in 60 seconds.

Sales Analytics

Track your daily sales, visitor stats, and growth trends. Make data-driven decisions for your business.

Secure & Verified

Bank-grade security with PIN protection. Every transaction is encrypted and verified for your safety.

Instant Withdrawals

Withdraw your earnings to any Nigerian bank account instantly. No waiting periods or hidden fees.

Get the SunPay App

Download the Android app for the best experience

📱

SunPay for Android

Version 1.0.0 · 3.4 MB · minSdk 24

⬇ Download APK

Side-loading enabled. Allow “Install from unknown sources” in your settings.

Simple Pricing

No hidden fees. Pay only when you earn.

Merchant Account

₦0

/month

  • Free merchant account
  • 1.5% per transaction
  • Instant settlements
  • 24/7 support

Micro-Credit

5%

flat interest

  • Up to ₦350,000
  • No collateral
  • 60-second approval
  • Flexible repayment

Frequently Asked Questions

Visit our website and tap “Get Started”. Fill in your business details, verify your phone number, and you’re ready to accept payments in minutes.

Approval takes about 60 seconds. The amount is based on your transaction history on SunPay. No paperwork or collateral required.

Go to your dashboard, tap “Withdraw”, enter the amount, and choose your bank account. Funds arrive instantly in your Nigerian bank account with no fees.

Download the SunPay.apk file, open it from your downloads folder, and allow installation from unknown sources when prompted. The app works on Android 7.0 (API 24) and above.